Personal Checking Accounts

All Bank of St. Croix checking customers receive unlimited check-writing. Be sure to apply for a debit card and ask about our overdraft protection.

Bring us your unused checks from your old financial institution and we will put $10.00 into your Bank of St. Croix account.

For helpful hints on avoiding check scams click here.

Personal Checking Account

This is our basic checking account that offers these outstanding features:

  • Open an account with $200
  • $5 monthly service fee*
  • FREE unlimited check-writing
  • Checking and ATM debit card
  • Itemized monthly statements

*The $5 monthly service fee will be waived if the daily balance remains above $200.

Personal NOW Checking

The Personal NOW Account earns interest with a $2,000 minimum balance and includes these features:

  • Open an account with $2,000
  • No monthly service fee assessed if the daily balance remains above $2,000
  • Earns interest
  • Checking and ATM debit card
  • Itemized monthly statements

Senior Checking

Our Senior Checking account offers customers age 55 and over the convenience of the Personal Checking Account plus many extras:

  • Open an account with $200
  • No minimum balance required
  • No monthly service fee
  • FREE Bank of St. Croix specialty checks
  • FREE unlimited check-writing
  • Checking and ATM debit card
  • Itemized monthly statements

Account BalanceMonthly Service Fees
$0.00 to $499.99$5
$500.00 to $999.99$3
$1,000.00 to $1,999.99$2

Disclosures will be provided at account opening.

Disclaimer: Products may vary by region.