Personal Checking Accounts

FIND THE RIGHT CHECKING ACCOUNT FOR YOU

Easily manage your hard-earned money and enjoy worry-free banking with one of our checking accounts.
Discover which account is right for you by reviewing the benefits listed below.

Personal Checking

This is our basic checking account that offers these features:

The $5 monthly service fee will be waived if the daily account balance remains above $200.

Senior Checking

Our Senior Checking account offers customers age 55 and over these features:

  • Open an account with a $200 deposit
  • No minimum balance required
  • FREE Bank of St. Croix specialty checks
  • FREE unlimited check writing
  • Visa® Debit Card available
  • Itemized monthly statements
  • FREE Online Banking with Bill Pay
  • Monitor your accounts with Notifi Alerts
  • Mobile App is available for download via the App Store or Google Play
  • Direct Deposit available
  • 24-hour ATM access

There is no monthly service fee with this account.

Elevate Checking

Our high-yield checking account allows you to customize your interest rate, so you can keep your finances headed in the right direction. This account offers the following features:

  • Open an account with a $25 deposit
  • Must complete minimum of 15 posted and cleared debit card Point-of-Sale (POS) purchases per statement cycle to earn interest
  • FREE unlimited check writing
  • Visa® Debit Card available
  • FREE Online Banking with Bill Pay
  • Monitor your accounts with Notifi Alerts
  • Mobile App is available for download via the App Store or Google Play
  • 24-hour ATM access

The $5 monthly service fee will be waived if the daily account balance remains above $500. Paper statement fee of $5 if eStatements not utilized.

Personal NOW Checking

Our Personal NOW Checking offers the following features:

Monthly service fee based on daily account balance. There is no monthly service fee if the daily account balance remains above $2,000.

Disclosures will be provided at account opening.

Disclaimer: Products may vary by region.

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