Personal Checking Accounts

Personal Checking

This is our basic checking account that offers these features:

  • Open an account with a $200 deposit
  • Non-interest bearing
  • FREE unlimited check writing
  • Visa® Debit Card available
  • Itemized monthly statements
  • FREE Online Banking with Bill Pay
  • Monitor your accounts with Notifi Alerts
  • Mobile App is available for download via the App Store or Google Play
  • Direct Deposit available
  • 24-hour ATM access

The $5 monthly service fee will be waived if the daily account balance remains above $200.

Senior Checking

Our Senior Checking account offers customers age 55 and over these features:

  • Open an account with a $200 deposit
  • No minimum balance required
  • FREE Bank of St. Croix specialty checks
  • FREE unlimited check writing
  • Visa® Debit Card available
  • Itemized monthly statements
  • FREE Online Banking with Bill Pay
  • Monitor your accounts with Notifi Alerts
  • Mobile App is available for download via the App Store or Google Play
  • Direct Deposit available
  • 24-hour ATM access

There is no monthly service fee with this account.

Personal NOW Checking

Our Personal NOW Checking offers the following features:

  • Open an account with a $2,000 deposit
  • Earns interest
  • FREE unlimited check writing
  • Visa® Debit Card available
  • Itemized monthly statements
  • FREE Online Banking with Bill Pay
  • Monitor your accounts with Notifi Alerts
  • Mobile App is available for download via the App Store or Google Play
  • Direct Deposit available
  • 24-hour ATM access

Monthly service fee based on daily account balance. There is no monthly service fee if the daily account balance remains above $2,000.

Disclosures will be provided at account opening.

Disclaimer: Products may vary by region.

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