Personal Checking Accounts

Personal Checking Accounts

All Bank of St. Croix checking customers receive unlimited check-writing. Be sure to apply for a debit card and ask about our overdraft protection.

For helpful hints on avoiding check scams click here.

Personal Checking Account

This is our basic checking account that offers these outstanding features:

  • Open an account with $200
  • $5 monthly service fee*
  • FREE unlimited check-writing
  • Checking and ATM debit card
  • Itemized monthly statements

*The $5 monthly service fee will be waived if the daily balance remains above $200.

Personal NOW Checking

The Personal NOW account earns interest with a $2,000 minimum balance and includes these features:

  • Open an account with $2,000
  • No monthly service fee assessed if the daily balance remains above $2,000
  • Earns interest
  • Checking and ATM debit card
  • Itemized monthly statements

Senior Checking

Our Senior Checking account offers customers age 55 and over the convenience of the Personal Checking Account plus many extras:

  • Open an account with $200
  • No minimum balance required
  • No monthly service fee
  • FREE Bank of St. Croix specialty checks
  • FREE unlimited check-writing
  • Checking and ATM debit card
  • Itemized monthly statements

Account BalanceMonthly Service Fees
$0.00 to $499.99$5
$500.00 to $999.99$3
$1,000.00 to $1,999.99$2

Disclosures will be provided at account opening.

Disclaimer: Products may vary by region.