Personal Savings Accounts


Possibilities are endless when you open a savings account with Bank of St. Croix. Whether you’re saving for emergencies,
personal milestones, a dream vacation, or your future, our local bankers are here to help you reach your savings goals.

Holiday Club

Holiday Club accounts are offered for those customers who want to save for holiday expenses or for any personal need. This account offers the following features:

  • Open an account with a $5 deposit
  • Interest is credited to your account at maturity
  • Deposits can be made for any amount and as often as you wish
  • Funds will be direct deposited to a designated account prior to the holiday season

There is a $5 service fee each time funds are withdrawn or transferred prior to maturity.

Young Savers

A Young Savers account is a wonderful tool to teach a child the value of money. Money can be added or withdrawn by the custodian at any time. This account offers the following features:

  • Open an account with a $5 deposit
  • No minimum balance required
  • Earns interest
  • One custodian per account
  • The Young Savers account is for youth age 18 and under

There is no monthly service fee with this account.

Statement Savings

A traditional savings account that earns a competitive interest rate and offers the following features:

The $2 monthly service fee will be waived if the daily account balance remains above $100.

Due to federal regulations, during any month you may not make more than six (6) withdrawals or transfers to another account of yours or to a third party by means of a pre-authorized, automatic, telephone, or computer transfer or by check draft, debit card or similar order to a third party.

Disclosures will be provided at account opening.

Disclaimer: Products may vary by region.

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