Personal Savings Accounts

Personal Savings Accounts

The Bank of St. Croix has a savings plan for all types of savers. Access your money easily with one of our savings account options. You may write checks for larger infrequent purchases with a money market deposit account.

Due to federal regulations, savings accounts have a limit of six (6) withdrawals per statement cycle. Withdrawals include transfers from a savings account to another account or to third parties by pre-authorized, automatic or computer transfer. Withdrawals in person or at an ATM are unlimited.

Statement Savings

This is our basic savings account that offers these outstanding features:

  • Open an account with $100
  • Earns interest
  • 24-hour ATM access if tied to a checking account

The $2 monthly service fee will be waived if the daily balance remains above $100.

Young Savers

A Young Savers account is a wonderful tool to teach children the value of money. Money can be added or withdrawn at any time.

  • Open an account with $5
  • No monthly service fee
  • Earns interest

The Young Savers account is for youths age 18 and under.

Holiday Club

Holiday Club accounts are offered for those customers who want to save for holiday expenses or for any personal need. A Holiday Club can be used as a special savings account for any special dream you may have.

  • Open an account with $5
  • There is a $5 processing charge each time funds are withdrawn or transferred prior to maturity
  • Funds will be direct deposited prior to the holiday season
  • Interest is credited to your account at maturity

Deposits can be made for any amount and as often as you wish.

Disclosures will be provided at account opening.

Disclaimer: Products may vary by region.