Elevate Checking

Take Your Money to the next level

Get a flexible way to boost your earnings. Unlike other high-yield accounts, Elevate Checking gives
you more than one way to qualify for high interest rates—so you can earn on your terms.

How it works

Start earning up to 2.00% APY* on balances up to $30,000, plus an excellent rate on balances above that.

at your local banking center

by making 15+ debit card
purchases per month

by meeting ANY of these additional monthly qualifications:

      • Use online or mobile banking
      • Receive eStatements
      • Have monthly direct deposits of at least $500
      • Maintain minimum daily balance of $1,000 in a Bank of St. Croix personal savings or money market account
The More You Do, The More You Make!

See How Much You Could Earn


At Bank of St. Croix, we’ll make it easy to manage your money.

  • 24/7 Online Banking and Mobile Banking**
  • Visa® Debit Card and 93,000+ surcharge-free ATMs nationwide
  • Great personal service at your local banking center

Get Started With High-Interest Checking

Visit our banking center to open Elevate Checking.

*Annual Percentage Yield (APY) is accurate as of 06/01/2024. The APY range calculation is based on an assumed account balance cap of $30,000. The APY decreases as your balance increases above $30,000. Must meet certain criteria to qualify. Eligibility requirements must be in place and activity requirements must post and clear the account per statement cycle to receive the interest rate and APY of applicable rate tier. Rates and APY for each tier may change at any time without notice after the account is opened. When the Elevate Checking eligibility requirements are not met, the account will not earn interest. Fees or other conditions could reduce earnings on the account. Minimum of $25 to open an account. Monthly service fee of $5 if balance drops below $500 any day during the statement cycle. Program rates, terms, and conditions are subject to change without notice. Paper statement fee of $5 if eStatements are not utilized.
**Text/SMS message and data rates may apply.

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