Individual Retirement Accounts (IRA)

Plan ahead for retirement and take advantage of tax-deductible savings now.
See your tax advisor for your IRA potential tax deductibility.

Traditional Individual
Retirement Account

A Traditional Individual Retirement Account (IRA) is a retirement savings plan which enjoys preferential tax treatment. See your tax advisor for your potential IRA tax deductibility.

  • Earnings are tax deferred
  • Contributions may be tax deductible
  • Contributions for the previous tax year may be made up to April 15th of the current year

For more information about Individual Retirement Accounts contact a Bank of St. Croix Employee or visit this link.

Roth Individual
Retirement Account

A Roth Individual Retirement Account (IRA) is a retirement savings plan which enjoys tax free distributions, including earnings. See your tax advisor for your potential IRA tax deductibility.

  • Earnings may grow tax free
  • Qualified distributions are tax free
  • Contributions for the previous tax year may be made up to April 15th of the current year

For more information about Individual Retirement Accounts contact a Bank of St. Croix Employee or visit this link.

Simplified
Employee Pension

A Simplified Employee Pension (SEP) is a written arrangement that allows an employer to make deductible contributions for the benefit of participating employees. The contributions are made to individual retirement arrangements (IRAs) set up for participants in the plan.

For more information about Individual Retirement Arrangements (IRA’s) contact a Bank of St. Croix Employee or visit this link.

Disclosures will be provided at account opening.

Disclaimer: Products may vary by region.

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