Your Community, Your Bank. A Personal Touch to Checking
At Bank of St. Croix, we believe in more than just banking—we believe in community. With two local banking centers in St. Croix, we’re your neighbors, ready to help you with a friendly, personal touch. We know life can get busy, so we’ve created a range of checking accounts to fit your unique needs, whether you’re just starting out or managing a bustling household. We’re here to make banking simple, so you can spend less time worrying and more time doing what you love.
Personal Checking
This is our basic checking account that offers these features:
- Open an account with a $200 deposit
- Non-interest bearing
- FREE unlimited check writing
- Visa® Debit Card available
- Itemized monthly statements
- FREE Online Banking with Bill Pay
- Monitor your accounts with Notifi Alerts
- Mobile App is available for download via the App Store or Google Play
- Direct Deposit available
- 24-hour ATM access
The $5 monthly service fee will be waived if the daily account balance remains above $200.
Senior Checking
Our Senior Checking account offers customers age 55 and over these features:
- Open an account with a $200 deposit
- No minimum balance required
- FREE Bank of St. Croix specialty checks
- FREE unlimited check writing
- Visa® Debit Card available
- Itemized monthly statements
- FREE Online Banking with Bill Pay
- Monitor your accounts with Notifi Alerts
- Mobile App is available for download via the App Store or Google Play
- Direct Deposit available
- 24-hour ATM access
There is no monthly service fee with this account.
Elevate Checking
Our high-yield checking account allows you to customize your interest rate, so you can keep your finances headed in the right direction. This account offers the following features:
- Open an account with a $25 deposit
- Must complete minimum of 6 posted and cleared debit card Point-of-Sale (POS) purchases per statement cycle to earn interest
- FREE unlimited check writing
- Visa® Debit Card available
- FREE Online Banking with Bill Pay
- Monitor your accounts with Notifi Alerts
- Mobile App is available for download via the App Store or Google Play
- 24-hour ATM access
The $5 monthly service fee will be waived if the daily account balance remains above $500. Paper statement fee of $5 if eStatements not utilized.
Personal NOW Checking
Our Personal NOW Checking offers the following features:
- Open an account with a $2,000 deposit
- Earns interest
- FREE unlimited check writing
- Visa® Debit Card available
- Itemized monthly statements
- FREE Online Banking with Bill Pay
- Monitor your accounts with Notifi Alerts
- Mobile App is available for download via the App Store or Google Play
- Direct Deposit available
- 24-hour ATM access
Monthly service fee based on daily account balance. There is no monthly service fee if the daily account balance remains above $2,000.
Disclosures will be provided at account opening.
Disclaimer: Products may vary by region.
Why a Checking Account with Us?
When you choose a checking account at Bank of St. Croix, you’re choosing a partner in your financial journey. Our accounts come with helpful features designed to make your life easier:
- Mobile App: Our easy-to-use mobile app lets you make payments, view your electronic statements, and transfer funds between accounts, all from your phone. You can even manage your debit card with a tap!
- Online Banking: Manage your money from your computer, anytime, anywhere.
- 24/7 ATM Access: Get your cash whenever you need it at any of our more than 100,000 surcharge-free ATMs nationwide.
- Credit Score
- TransferNow
- Zelle
Our high-yield Elevate Checking account is perfect for those who want their money to work harder for them. It’s designed to give you a great return, making it a popular choice for our customers. We also offer great Certificate of Deposits (CDs), which are an easy and safe way to save.
