Deposit Rates

Effective: 1/22/2021
Christiansted, VI

Consumer Checking Account Rates

RateAPY*Minimum to Open
Personal Checking0.00%0.00%$200
Personal NOW Account0.25%0.25%$2,000
Senior Checking0.00%0.00%$200

Consumer Savings Account Rates

RateAPY*Minimum to Open
Statement Savings0.35%0.35%$100
Young Savers0.35%0.35%$5
Holiday Club0.10%0.10%$5

Commercial Account Rates

RateAPY*Minimum to Open
Commercial Checking0.00%0.00%$500
Community Investment Checking0.50%0.50%$1,000
Commercial Statement Savings0.35%0.35%$200

Health Savings Account Rates

RateAPY*Minimum to Open
Health Savings Accounts--$25
$0-$2,4990.10%0.10%-
$2,500-$9,9990.15%0.15%-
$10,000-$19,9990.20%0.20%-
$20,000 and above0.25%0.25%-

Earnings Credit Rate

Rate
Earnings Credit Rate0.25%

Fixed Rate CD and IRA Rates

RateAPY*Minimum to Open
Amount $2,000-$49,999.99---
30 Days0.10%0.10%$2,000
91 Days0.15%0.15%$2,000
182 Days0.20%0.20%$2,000
12 Month0.25%0.25%$2,000
Amount $50,000 and above---
30 Days0.10%0.10%$50,000
91 Days0.15%0.15%$50,000
182 Days0.25%0.25%$50,000
12 Month0.35%0.35%$50,000

Member FDIC

*APY=Annual Percentage Yield accurate as of the date shown and is subject to change without notice at the Bank’s sole discretion. Fees may reduce the earnings on the account. A penalty may be imposed for early withdrawal.

Products and rates may vary by region.

Additional information is available from any of our Customer Service Specialists.