Effective: 1/22/2021
Christiansted, VI
Consumer Checking Account Rates
| Rate | APY* | Minimum to Open | |
|---|---|---|---|
| Personal Checking | 0.00% | 0.00% | $200 |
| Personal NOW Account | 0.25% | 0.25% | $2,000 |
| Senior Checking | 0.00% | 0.00% | $200 |
Consumer Savings Account Rates
| Rate | APY* | Minimum to Open | |
|---|---|---|---|
| Statement Savings | 0.35% | 0.35% | $100 |
| Young Savers | 0.35% | 0.35% | $5 |
| Holiday Club | 0.10% | 0.10% | $5 |
Commercial Account Rates
| Rate | APY* | Minimum to Open | |
|---|---|---|---|
| Commercial Checking | 0.00% | 0.00% | $500 |
| Community Investment Checking | 0.50% | 0.50% | $1,000 |
| Commercial Statement Savings | 0.35% | 0.35% | $200 |
Health Savings Account Rates
| Rate | APY* | Minimum to Open | |
|---|---|---|---|
| Health Savings Accounts | - | - | $25 |
| $0-$2,499 | 0.10% | 0.10% | - |
| $2,500-$9,999 | 0.15% | 0.15% | - |
| $10,000-$19,999 | 0.20% | 0.20% | - |
| $20,000 and above | 0.25% | 0.25% | - |
Earnings Credit Rate
| Rate | |
|---|---|
| Earnings Credit Rate | 0.25% |
Fixed Rate CD and IRA Rates
| Rate | APY* | Minimum to Open | |
|---|---|---|---|
| Amount $2,000-$49,999.99 | - | - | - |
| 30 Days | 0.10% | 0.10% | $2,000 |
| 91 Days | 0.15% | 0.15% | $2,000 |
| 182 Days | 0.20% | 0.20% | $2,000 |
| 12 Month | 0.25% | 0.25% | $2,000 |
| Amount $50,000 and above | - | - | - |
| 30 Days | 0.10% | 0.10% | $50,000 |
| 91 Days | 0.15% | 0.15% | $50,000 |
| 182 Days | 0.25% | 0.25% | $50,000 |
| 12 Month | 0.35% | 0.35% | $50,000 |
*APY=Annual Percentage Yield accurate as of the date shown and is subject to change without notice at the Bank’s sole discretion. Fees may reduce the earnings on the account. A penalty may be imposed for early withdrawal.
Products and rates may vary by region.
Additional information is available from any of our Customer Service Specialists.
