Skip Navigation
  • Home
  • Career Opportunities
  • Contact Us
  • Banking Centers
    • U.S. Virgin Islands
      • St. Croix
        • Gallows Bay
        • Peter’s Rest
    • Indiana
      • Evansville
        • Downtown
        • St. Joseph
        • North Side
        • East Side
        • West Side
      • Newburgh
      • Fort Branch
      • Mount Vernon
      • Carmel
    • Illinois
      • Chicago
        • Halsted
        • 87th Street
      • Cowden
      • Herrick
      • Shelbyville
      • St. Elmo
    • Colorado
      • Denver
      • Aurora
    • Florida
      • Fort Walton Beach
      • Destin
      • Fort Myers
  • Education Center
    • Video Tutorials
        • Personal Banking Tutorials
        • Personal Click-Thru Demos
        • Personal Money IQ
        • Business Click-Thru Demos
        • Business Money IQ
    • Identity Theft
      • Understanding ID Theft
      • Threats
      • Protection
      • How We Help
  • Your Bank
      • About the Bank of St. Croix
      • Your Community
      • Blog
      • Career Opportunities
      • Contact Us
    • ATM Locations
  • Banking Login
    • Forgot Password?

      Not yet enrolled? Enroll now.

      Forgot password or PIN?
Bank of St. Croix
Skip NavigationMenu
  • Online Banking
      • Mobile Banking
      • Notifi Alerts
      • Bill Pay
      • Credit Score
      • Zelle®
      • Positive Pay
    • Close
  • Personal Banking
    • Checking Accounts
    • Savings Accounts
    • Certificates of Deposit
    • Retirement Accounts
    • Health Savings
    • Personal Line of Credit
    • Private Client Banking
    • Deposit Rates
    • Switch Kit
    • View All
    • Close
  • Business Banking
    • Business Checking Accounts
    • Business Savings Accounts
    • Deposit Rates
    • Commercial Lending
    • Treasury Management
    • Services
    • View All
    • Close
  • Lending Services
    • Mortgages
    • Mortgage Rates/Application
    • Consumer Lending
    • Commercial Lending
    • Loan Payment Calculator
    • View All
    • Close
  • Additional Services
    • Credit Cards
      • Business Credit Cards
      • Personal Credit Cards
      • Close
    • Telephone Banking
    • Debit Cards
      • Card Activation/PIN
      • Manage Your Card
      • Online Purchase Protection
      • Lost/Stolen Card
      • Mobile Pay
      • Close
    • Safe Deposit Boxes
    • ATM Locations
    • View All
    • Close
  • Banking Centers
    • Indiana
      • Evansville
        • Downtown
        • St. Joseph
        • North Side
        • East Side
        • West Side
      • Newburgh
      • Mount Vernon
      • Carmel
      • Fort Branch
    • Illinois
      • Chicago
        • Halsted
        • 87th Street
      • Cowden
      • Herrick
      • Shelbyville
      • St. Elmo
    • Colorado
      • Denver
      • Aurora
    • Florida
      • Fort Myers
    • U.S. Virgin Islands
      • St. Croix
        • Gallows Bay
        • Peter’s Rest
    • Close
  • Education Center
    • Video Tutorials
        • Personal Banking Tutorials
        • Personal Click-Thru Demos
        • Personal Money IQ
        • Business Click-Thru Demos
        • Business Money IQ
      • Close
    • Identity Theft
      • Understanding ID Theft
      • Threats
      • Protection
      • How We Help
      • Close
    • Close
  • Your Bank
      • About Bank of St. Croix
      • Your Community
      • Blog
      • Career Opportunities
      • Contact Us
    • ATM Locations
    • Close
    • Close
  • Menu Menu
Calculator and tax forms with a sticky note on top with the words Tax Time.

Don’t Be Fooled by Tax Scams

Use These Essential Tips to Stay Safe This Tax Season (and Keep Your Bank Account Secure!)

It’s that time of year again – tax season! While many of us are looking forward to potentially getting a refund, it’s also a time when we need to be extra careful. Unfortunately, just like the flowers start to bloom in spring, so do tax scams. These sneaky tricks can cost you money and a whole lot of stress, potentially even impacting your local bank accounts.

Here at Bank of St. Croix, we care deeply about your financial well-being, and that includes keeping your hard-earned money safe from fraudsters, whether it’s related to your taxes or your everyday banking. We know that navigating tax season can sometimes feel overwhelming, so we wanted to share some simple, yet super important, tips to help you protect yourself from tax scams and keep your information and your bank accounts secure. Think of this as your friendly guide to staying one step ahead of the bad guys. Let’s dive in!

 

Beat the Scammers by Filing Your Tax Return Early and Securing Your Refund with Direct Deposit at Your Local Bank

One of the smartest things you can do to protect yourself is to file your tax return promptly. Why is this so important? Well, imagine a scammer getting hold of your personal information. They might try to file a fake tax return in your name and steal your refund. But, if you’ve already filed your return, they can’t do that! Filing early acts like a shield, making it much harder for identity thieves to pull off their schemes. Plus, when you get that much-awaited refund, consider the safest way to receive it: tax refund direct deposit to your Bank of St. Croix account. It’s a secure and convenient way to get your money quickly and directly into your trusted local bank. So, as soon as you have all your necessary tax documents, get that return filed! It’s one less thing for the scammers to try. This is a great way to reduce risk of tax identity theft and prevent fraudulent tax returns filed in your name.

 

Be Wary of Unsolicited Contact and Protect Your Online Banking

Have you ever gotten a random email or text message out of the blue claiming to be from the IRS? If so, alarm bells should be ringing! The real IRS will never initiate contact with taxpayers via email, text message, or social media to ask for your personal or financial information. Think about it – a legitimate government agency isn’t going to reach out through a random Facebook message asking for your Social Security number or your online banking login details. These kinds of messages are almost always scams. They might try to scare you by saying you owe money or that there’s a problem with your return, or even that there’s an issue with your local bank account. Don’t fall for it! Remember, if it feels suspicious, it probably is. This helps you identify IRS scam email and avoid tax scams via text message, as well as protect yourself from potential online banking fraud.

 

Double-Check Everything by Verifying the Sender and Ensuring Your Bank Communications Are Legitimate

So, what should you do if you receive an unexpected message that looks like it might be from the IRS? Don’t reply directly! Instead, verify the sender by going straight to the source. The best way to do this is to visit the official IRS website (irs.gov) or call them directly using the phone number listed on their official site. Similarly, if you receive a suspicious communication claiming to be from Bank of St. Croix, don’t respond to it. Instead, contact us directly through our official website or by calling your local Bank of St. Croix Banking Center. Don’t click on any links in the suspicious message or use any phone numbers provided in it. Scammers often create fake websites and use fake phone numbers that look real. By going directly to the official IRS channels or your local bank’s official contact information, you can be sure you’re talking to the real deal and not a scammer trying to trick you into giving up your sensitive information or access to your bank accounts. This is key to verify IRS communication authenticity and avoid being a victim of an IRS impersonation scam, as well as ensuring the security of your bank account information.

 

Protect Your Personal Information and Your Bank Account Details

Your personal information is like gold to scammers. Things like your Social Security number, bank account details, and credit card numbers should be kept private. Avoid sharing sensitive information with anyone who contacts you unsolicited, even if they sound very official and claim to be from a government agency or some other organization, including your local bank. Legitimate organizations will rarely, if ever, ask for this kind of information through unsolicited contact. If someone calls, emails, or texts you asking for this information out of the blue, just say no and don’t give them anything. It’s better to be safe than sorry when it comes to protecting your personal data and your bank account security during tax season. This will help you protect personal information during tax season and prevent tax fraud with your social security number, as well as safeguarding your checking and savings accounts at your local bank.

 

Use Strong Passwords for Everything, Including Online Banking

A lot of our important information is stored online, including our tax details and our online banking access. That’s why it’s so important to protect your online accounts with complex and unique passwords. Think of your passwords as the locks on your digital doors. You want them to be strong and different for each account so that if one lock gets picked, the others remain secure. This is especially crucial for your online banking password at Bank of St. Croix. Avoid using simple passwords like “123456” or your pet’s name. Instead, try using a combination of uppercase and lowercase letters, numbers, and symbols. And remember, never share your passwords with anyone! This is a fundamental step in online tax account security and helps prevent unauthorized access to tax information and your secure online banking.

 

Think Before You Click by Being Aware of Phishing Attempts

Be cautious of suspicious emails, links, or attachments, and avoid clicking on unfamiliar links or downloading attachments from unknown sources. This is a common tactic used by scammers called “phishing.” They send out fake emails that look like they’re from legitimate companies or organizations, hoping you’ll click on a malicious link or download a file that could install harmful software on your computer or steal your information, including your local bank login credentials. Always double-check the sender’s email address and be wary of emails with urgent or threatening language, whether they relate to your taxes or your bank account security. If you’re not sure if an email is legitimate, it’s best to go directly to the company’s website (like Bank of St. Croix’s official site) instead of clicking on any links in the email. This will help you recognize phishing tax scams and avoid clicking on suspicious tax links, as well as protecting yourself from bank phishing scams.

 

Keep an Eye on Things by Regularly Monitoring Your Accounts

It’s a good habit to regularly review your bank and credit card statements for any unauthorized activity, especially during tax season. Scammers might try to use your information to make fraudulent purchases or even file fake tax returns and have the refund deposited into their account, or they might try to access your bank accounts directly. By checking your statements regularly, you can quickly spot any suspicious transactions and report them to your bank or credit card company immediately. The sooner you catch any fraudulent activity, the better your chances of resolving it and minimizing any potential damage to your finances and your relationship with your local bank. This is an important step in detecting tax fraud early and monitoring bank accounts for tax fraud.

 

Consider Identity Theft Protection for An Extra Layer of Security and Discuss Options with Your Local Bank

For added peace of mind, you might want to explore identity theft protection services to safeguard your personal information. These services can help monitor your credit reports and other personal information for any signs of suspicious activity. If they detect anything unusual, they can alert you and help in resolving the issue. You can also talk to your banker at Bank of St. Croix about what measures we have in place to protect your accounts and if we offer any identity theft protection resources. While these services often come with a fee, they can be a valuable investment in protecting yourself from the potentially significant financial and emotional costs of identity theft, especially during a high-risk period like tax season.

 

Stay Safe This Tax Season and Beyond!

Tax season doesn’t have to be scary. By being aware of the common scams and taking these simple precautions, you can significantly reduce your risk of becoming a victim.

If you have questions or concerns about tax scams, you can find a wealth of information and resources on the official IRS website (irs.gov).

Let’s work together to make this tax season a safe and successful one for everyone.

Share this entry
  • Share on Facebook
  • Share on X
  • Share on WhatsApp
  • Share on Pinterest
  • Share on LinkedIn
  • Share on Vk
  • Share on Reddit
  • Share by Mail
https://www.bankofstcroix.com/wp-content/uploads/2025/03/Untitled-64.png 675 1200 Melody Gowins https://www.bankofstcroix.com/wp-content/uploads/2022/12/bank-of-st-croix-logo-300x101.jpg Melody Gowins2025-03-19 13:16:242025-03-19 13:16:24Don’t Be Fooled by Tax Scams
You might also like
Man holding tiles with the words "mistakes to avoid" Tax Filing Mistakes to Avoid

Routing #286371663

Get our mobile app for iPhone on the App Store.

Get the mobile app for Android on Google Play.

© Copyright - Bank of St. Croix a Division of United Fidelity Bank, fsb • All Rights Reserved • Member FDIC • Equal Housing Lender logo. Equal Housing Lender • NMLS #469650
Skip Navigation
  • Funds Availability
  • Accessibility Statement
  • Privacy Statement
  • Fidelity Federal Bancorp Activities
Link to: It’s Time for Your Annual Financial Checkup Link to: It’s Time for Your Annual Financial Checkup It’s Time for Your Annual Financial CheckupBlack background with several family photos on the left side and a white stethoscope on the right side to represent a financial checkup Link to: Tax Filing Mistakes to Avoid Link to: Tax Filing Mistakes to Avoid Man holding tiles with the words "mistakes to avoid"Tax Filing Mistakes to Avoid
Scroll to top Scroll to top Scroll to top

You are now leaving Bank of St. Croix

Bank of St. Croix provides links to web sites of other organizations in order to provide visitors with certain information. A link does not constitute an endorsement of content, viewpoint, policies, products or services of that web site. Once you link to another web site not maintained by Bank of St. Croix, you are subject to the terms and conditions of that web site, including but not limited to its privacy policy.

You will be redirected to

Click the link above to continue or CANCEL

  • https://www.bankofstcroix.com/*
  • https://www.onlinebanktours.com/*
  • https://unitedfidelity.mortgagewebcenter.com/*
  • https://web15.secureinternetbank.com/*
  • https://mk0bankofstcroi7n9c7.kinstacdn.com/*