Get Your FREE Credit Score and More
The Credit Score Tool from Bank of St. Croix makes it easy to access your credit score, full credit report, credit monitoring, financial tips, and education anytime, anywhere
Download Our Mobile AppWhat is a Credit Score and Why Is It Important?
Your credit score is like a report card for how you handle money. Banks and lenders use it to decide if they will give you a loan, like for a car or a home. Having a good credit score can also help you save money on interest rates. Our free tool lets you see your score whenever you want, helping you stay in control of your money! We believe everyone should have access to their credit score, which is why we offer our tool for free!
Benefits of Credit Score:
- Daily Access to your Credit Score
- Real-Time Credit Monitoring Alerts
- Financial Health Checkup
- Credit Score Simulator
- Personalized Credit Report
- Special Credit Offers
- And More!
Enroll Online in Minutes!
It’s quick and easy to sign up for our Free Credit Score tool. You can do it from your computer or phone by enrolling in online banking or downloading our mobile app!
FREQUENTLY ASKED QUESTIONS:
Is there a fee?
No. It’s entirely Free, and no credit card information is required to register.
How Often Does My Score Get Updated
If you regularly access digital banking, your credit score will be updated every 7-days and displayed within your digital banking. You can also refresh your credit score and full report every 24 hours by clicking “Refresh Score” and navigating to the detailed Credit Score Dashboard within digital banking.
What if the information provided by Credit Score appears to be inaccurate?
Each credit bureau has its process for correcting inaccurate information, but you can “File a Dispute” by clicking on the “Dispute” link within the Credit Score credit report.
Will enrolling or accessing Credit Score ‘ping’ my credit and potentially lower my credit score?
No, Credit Score is a “soft inquiry” which does not affect your credit score.
Will this score be used when I apply for loans?
No, our financial institution uses our lending criteria when making final loan decisions and has no access to SavvyMoney Credit Score. However, SavvyMoney Analytics can see what offers you view and engage with.
How do customers enroll?
Using Online Banking or Mobile Banking, you can enroll in Credit Score by logging into your account.