Choose the Right Savings Account for Your Goal

Everyone has different dreams and different reasons to save! That’s why Bank St. Croix offers three great ways to put your money aside. We make it simple, safe, and easy to choose the account that works best for your life and your unique goals.

Holiday Club

Holiday Club accounts are offered for those customers who want to save for holiday expenses or for any personal need. This account offers the following features:

  • Open an account with a $5 deposit
  • Interest is credited to your account at maturity
  • Deposits can be made for any amount and as often as you wish
  • Funds will be direct deposited to a designated account prior to the holiday season

There is a $5 service fee each time funds are withdrawn or transferred prior to maturity.

Young Savers

A Young Savers account is a wonderful tool to teach a child the value of money. Money can be added or withdrawn by the custodian at any time. This account offers the following features:

  • Open an account with a $5 deposit
  • No minimum daily balance required until the minor turns 18 years of age
  • Earns interest
  • One custodian per account (18 years or older)
  • The Young Savers account is for minors under the age of 18

The monthly service fee of $2 will be waived until the minor turns 18 years of age. After age 18, a $2 monthly service fee will be waived if the daily account balance remains above $100.

Statement Savings

A traditional savings account that earns a competitive interest rate and offers the following features:

The $2 monthly service fee will be waived if the daily account balance remains above $100.

Due to federal regulations, during any month you may not make more than six (6) withdrawals or transfers to another account of yours or to a third party by means of a pre-authorized, automatic, telephone, or computer transfer or by check draft, debit card or similar order to a third party.

Disclosures will be provided at account opening.

Disclaimer: Products may vary by region.

Start Saving Today

It’s easy to get started! Visit one of our friendly local banking centers and let us help you find the best option for your financial future.