Mortgage Loan Originator – St. Croix, VI

Department:  Mortage Loans

Job Status: Full Time

FLSA Status: Non Exempt

Location: St. Croix, VI

Reports To: Community President

Amount of Travel Required: Between locations and to customers.

Positions Supervised: None

Position Summary

The Mortgage Loan Originator will be responsible for identifying, developing and maintaining a network of referral relationships for new mortgage loan opportunities.

Essential Functions

Reasonable Accommodations Statement
To perform this job successfully, an individual must be able to perform each essential duty satisfactorily. Reasonable Accommodations may be made to enable qualified individuals with disabilities to perform the essential functions.

Essential Functions Statement(s)

  • Develop relationships with customers, real estate professionals and local community to promote United Fidelity Bank products
  • Interviews and pre-qualifies prospects for mortgage loans according to various program guidelines
  • Orders credit reports and AUS findings on secondary market loans through origination system
  • Collects the required documents at application and during the processing of the loan
  • Will be required to meet minimum production goal on low to moderate income programs
  • Loan Originator is required to be at the branch for a portion of each day.

Position Qualifications


  • High School Diploma or equivalent.


  • 2-5 years’ experience in processing/closing residential mortgages.
  • Knowledge of FHA, Fannie Mae and Freddie Mac guidelines
  • Hold NMLS license
  • Proficiency in sales, prospecting and networking
  • Ability to learn and use new systems quickly (including, but not limited to: industry/company applications and Microsoft Office Suite)

Skills & Abilities

  • Must demonstrate strong analytical thinking skills and the ability to make sound judgement calls.
  • Advanced organization and time management skills.
  • Proficiency in Microsoft Office suite of products.
  • Outstanding written and verbal communication skills.
  • Excellent organizational and leadership skills with a problem-solving ability.
  • Ability to perform work accurately and thoroughly.
  • Ability to demonstrate conduct conforming to a set of values and accepted standards.